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If you are moving to or planning an extended visit to Ontario, Canada, it could take a period of up to 3 months to receive coverage from OHIP. During this time, you are responsible for all costs of any medical procedures that you may need. While you are waiting you might want to consider a private health insurance policy Ontario. This type of policy will cover medical bills during this period. Once the three month period is up, a private policy may also be necessary to cover medical costs that the OHIP plan will not cover.